OBZP (osoba bez zdanitelných příjmů) — a status where you pay health insurance for yourself because neither your employer nor the state pays for you.
🔴 Why this affects almost everyone with temporary protection
From February 11, 2025, the state will pay contributions for only 90 days from the date temporary protection is granted (it was 150 days).
- exception — the state pays indefinitely: children under 18 and people aged 65+
- everyone else (18–64) must inform their insurance company who will pay after 90 days
Who pays after 90 days
- employer
- you yourself as OSVČ (Czech self-employed status)
- privileged categories — students, registered at the Labor Office (ÚP), caring for a young child, disabled (with documents)
- otherwise — OBZP: 3,024 CZK/month by the 8th day of the following month
What you get for this money
Coverage — full public insurance, the same as for Czech citizens. This is not just "emergency care and that's it."
