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VZP — the largest state medical insurance company (code 111)

What does “VZP” mean in Czechia?

VZP (Všeobecná zdravotní pojišťovna - General Health Insurance Company) — the largest health insurer in the Czech Republic, code 111.

🆕 From January 2026 — no cash

VZP does not accept cash. You can pay:

  • by bank transfer
  • by card
  • via QR code
  • by postal money order (složenka)

Why VZP is a reference for amounts

VZP publishes the current amounts of contributions per year. The pages of other insurance companies often lag behind: for example, the ZP MV ČR page shows OBZP 2,808 CZKthis is the amount for 2025, while for 2026 the amount is 3,024 CZK.

Insurance company's duty

Like any insurance company, VZP is obliged under § 40 of Act No. 48/1997 Coll. to ensure you have access to services — including finding a doctor.

Important. Do not check contribution amounts on the first insurance page you find — they are out of date. Current for 2026: OBZP 3,024 CZK/month, minimum OSVČ (Czech self-employed status) advance payment 3,306 CZK/month.

Examples of use

SK
VZP code is 111.
VZP code — 111.
SK
From January 2026, VZP (General Health Insurance Company) will not accept cash payments.
From January 2026, VZP (General Health Insurance Company) will not accept cash.

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Frequently asked questions

What is the VZP code?
111.
Can I pay the contribution in cash at VZP?
From January 2026 — no. Only bank transfer, card, QR code, or payment slip.

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